Free guide, PDF, 7 pages
Good Neighbor Next Door: the 50% off guide for teachers, police, firefighters and EMTs
HUD sells homes in revitalization areas at half price to full-time teachers, sworn officers, firefighters and EMTs who live there three years. It is a lottery, and almost nobody who qualifies knows how to enter. Seven pages. Free, instant, PDF.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
50% off the appraised value
A $380,000 Aurora home for $190,000, with a silent second that is forgiven over 36 months.
Seven days, then a drawing
Only program buyers can bid. More than one and HUD draws. The file you have ready is what wins.
Teachers, police, fire, EMTs
HUD’s exact definitions, the serving-the-area rule, and who does not qualify.
36 months, and what leaving costs
The forgiveness math month by month, hardship rules, and the federal certification.
What is in the Good Neighbor Next Door Guide
- How the program works, step by step, with a worked Aurora example
- HUD’s exact job definitions and the other rules (no current home, one per lifetime, serving the area)
- Where the eligible homes have historically come up in Colorado, and how to watch for them
- Financing the half you pay: $100 down on FHA, pre-approving for the full price, the listing code
- The silent second mortgage, month-by-month forgiveness, and what leaving early costs
- How to enter, the paperwork to have ready before a home appears, and the seven-day timeline
- The five ways people lose this, and the questions we get most
Get the free guide (PDF, 7 pages)
Opens instantly. We email you a copy. No spam, ever.
7 pages, PDF, free
What you miss without it
- You never hear about it. Most eligible Colorado public servants have no idea this exists. Their neighbors do not either.
- The home appears and you have no file. Seven days is two business days of seeing it, two of inspecting, and a bid by 11:59 PM Central.
- You leave in year two and owe six figures. The forgiveness math is simple and unforgiving. Know it before you bid.
- You buy a half-price house with a full-price sewer problem. Inspect it like you are paying full price.
Who it is for
Full-time pre-K to 12 teachers, sworn law enforcement officers, firefighters and EMTs anywhere in Colorado.
Who wrote it
The Kenna Real Estate Group at Keller Williams DTC, a HUD-registered Centennial team led by Brian Lee Burke, with lender input from Mike Oswald at Rate. We bid on HUD homes every month and built this site so every HUD home in Colorado is on one page with the facts a buyer needs. Sources are listed in the guide.
The other three free guides
Free PDF, 18 pages
The Colorado HUD Home Buyer’s Playbook
- Lottery, exclusive and extended periods, and exactly when HUD opens bids (including the weekend rule)
- IN, IE, UI and UK, and which loan closes on each
- The net-to-HUD math with a worked example, and when to ask HUD for closing-cost help
Free PDF, 14 pages
$100 Down: The HUD Home Financing Guide
- The $100 down rule and the listings it works on (and the bid price it expects)
- FHA on a HUD home: down payment, credit, mortgage insurance, and why the appraisal is less risky
- IN, IE, UI, UK: matching the loan to the code so you never win a bid you cannot close
Free PDF, 8 pages
The Colorado Teacher’s Guide to Buying a HUD Home
- Every rule of CHFA Schools To Home in one table: who, how much, income, credit, the loan, the classes
- The shared-appreciation math (your percentage minus five) with a worked six-year example
- What changes when you use it on a HUD home: the listing code, the appraisal, the deadline
Where to go next
- How to buy a HUD home, step by step
- Every HUD home in Colorado, refreshed twice a day
- Financing a HUD home: IN, IE, UI and which loan fits
- Good Neighbor Next Door in Colorado
- Get pre-approved with Mike Oswald at Rate
- Find a HUD-registered agent
- HUD home FAQs
- Search HUD listings on kennarealestate.com
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Get the Good Neighbor Next Door Guide, free
Name, email and cell. The PDF opens the second you tap the button, and we email you a copy so you can find it later.
Call or text 303-955-4220
Our promise. The guide opens the second you tap the button and we email you a copy. We never sell or share your information. One of our agents will call or text once to see if you have questions; reply STOP to any text and we will not text again.
