Westminster, Adams and Jefferson Counties
HUD homes for sale in Westminster
Westminster sits at the midpoint between downtown Denver and Boulder, which is why its HUD homes get attention from two directions. The inventory is mostly 1970s to 1990s single-family and townhomes north of 88th and around Standley Lake, with the occasional older ranch in the original south end. It is the north metro city where a HUD home still comes with a real yard.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
1970s-90s houses and townhomes
Split-levels and two-stories in the Sheridan and Wadsworth corridors, townhomes near Westminster Mall, a few older ranches south of 80th.
Adams east, Jefferson west
The county line runs through the city. Jefferson side is generally pricier and slightly newer.
Denver and Boulder both close
US-36 puts Boulder 20 minutes away and downtown 20 the other way. That dual pull keeps demand steady.
FHA and CHFA both fit
Prices sit where CHFA down payment help still moves the needle, and most Westminster HUD homes list as insured.
HUD homes available now in Westminster
Pulled from HUD’s live inventory and refreshed twice a day. Bid deadlines move and homes drop off the day a bid is accepted, so confirm any of these with us before you plan around it. Only a HUD-registered agent can place your bid; that is us, and it costs you nothing.
8047 Wolff Street #h
Westminster, Adams County · 3 bed · 1.1 bath · IE$100 down
$194,400
Full details on each HUD home in Westminster
Photos, every fact HUD publishes, the financing code, the $100 down flag and the HUD documents for the home, on one page each.
- 8047 Wolff Street #h$194,400
Quick answers
Are there HUD homes for sale in Westminster right now?
Yes. 1 HUD home is listed in Westminster right now. This page refreshes from HUD Home Store twice a day, and each home has its own page with photos, the listing code and the HUD documents.
Can I bid on a HUD home in Westminster myself?
No. Every bid on hudhomestore.gov has to be placed by a HUD-registered broker. The Kenna Real Estate Group at Keller Williams DTC is registered, places bids every week, and HUD pays the commission, so the agent costs you nothing.
What loan works for a HUD home in Westminster?
It depends on the listing code. IN (Insured) takes a standard FHA loan with 3.5% down, or VA, conventional or cash. IE (Insured with Escrow) adds a repair escrow. UI (Uninsured) needs an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Owner-occupants using FHA can often use the $100 down program.
What HUD inventory looks like in Westminster
Westminster grew in waves from the 1960s through the 1990s, and the HUD homes that surface follow those waves: split-levels and bi-levels off Sheridan and Wadsworth, two-stories in the 1980s subdivisions around 100th, townhomes and condos near the old mall site and along Federal. Prices typically run from the high $200,000s for a townhome to the mid $400,000s for a detached home near Standley Lake. Condition is usually deferred maintenance rather than structural: roofs, furnaces, windows, the occasional sewer line on the older south-end ranches.
What to check before you bid in Westminster
- Which county. Jefferson County west of roughly Sheridan, Adams County east. Taxes and permits differ; confirm before you compare two homes.
- Townhome HOAs. Several Westminster HOAs have had special assessments for roofs and siding. Ask for the last two years of minutes before you bid on an attached home.
- The FHA appraisal. Peeling paint, missing handrails and roof age are the usual flags on 1970s stock. Know them before the appraiser does. Inspection tips.
- The 203(k) math on anything uninsured. How a renovation loan works on a HUD home.
How buying a HUD home in Westminster works
HUD lists the home, opens a bid window, gives owner-occupants the first 15 days on an insured home, reviews bids together, and requires a HUD-registered broker to place yours. Sold as-is; HUD pays your agent. How to buy a HUD home and how the bidding works.
Go deeper on Westminster
Westminster HUD homes: midpoint between Boulder and downtown Denver is the long-form guide, and Aurora vs Lakewood vs Westminster compares the trade-offs.
Where to go next
HUD homes for sale in cities near Westminster
Colorado usually has a few dozen HUD homes at a time, so most buyers watch two or three cities. Every city page shows what is available now, what to check before you bid, and how the process works.
Short on cash? Down payment assistance for HUD homes in Westminster, CO: CHFA, metroDPA, the teacher program and the local programs that stack on a HUD purchase.
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Get the free guideInstant download. We email you a copy too. No spam, ever.
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Ask us about HUD homes in Westminster
Tell us what you are working with and we will tell you honestly whether a HUD home in Westminster is the way to get there. No cost, no obligation, and nobody sells you anything.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree.
