Westminster, Adams and Jefferson Counties
HUD homes for sale in Westminster
Westminster sits at the midpoint between downtown Denver and Boulder, which is why its HUD homes get attention from two directions. The inventory is mostly 1970s to 1990s single-family and townhomes north of 88th and around Standley Lake, with the occasional older ranch in the original south end. It is the north metro city where a HUD home still comes with a real yard.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
1970s-90s houses and townhomes
Split-levels and two-stories in the Sheridan and Wadsworth corridors, townhomes near Westminster Mall, a few older ranches south of 80th.
Adams east, Jefferson west
The county line runs through the city. Jefferson side is generally pricier and slightly newer.
Denver and Boulder both close
US-36 puts Boulder 20 minutes away and downtown 20 the other way. That dual pull keeps demand steady.
FHA and CHFA both fit
Prices sit where CHFA down payment help still moves the needle, and most Westminster HUD homes list as insured.
Westminster HUD homes by the numbers
Financing codes on today’s Westminster listings: none listed. $100 down flag: 0 of 0. County on today’s listings: Adams.
Counts and prices come from HUD Home Store and were verified on Oct 10, 2026 8:22 am. HUD inventory in Westminster turns over in days; the block above the form is the live list.
HUD homes available now in Westminster
None listed in Westminster right now. That is normal. Colorado usually has a few dozen HUD homes statewide at a time and they cluster where FHA loans were common. Westminster homes show up a few times a year and sell inside the first window.
Two ways to not miss the next one: set up alerts, or call or text 303-955-4220 and we will watch it for you. Meanwhile, here is everything available in Colorado right now.
Quick answers
Are there HUD homes for sale in Westminster right now?
Not at this moment. Colorado usually has a few dozen HUD homes statewide and Westminster homes come up a few times a year. This page refreshes twice a day; call or text 303-955-4220 and we will watch for the next one.
Can I bid on a HUD home in Westminster myself?
No. Every bid on hudhomestore.gov has to be placed by a HUD-registered broker. The Kenna Real Estate Group at Keller Williams DTC is registered and regularly assists Colorado buyers with HUD bids. HUD typically offers buyer-broker compensation as shown in the property's listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.
What loan works for a HUD home in Westminster?
It depends on the listing code. IN (Insured) takes a standard FHA loan with 3.5% down, or VA, conventional or cash. IE (Insured with Escrow) adds a repair escrow. UI (Uninsured) needs an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Owner-occupants using FHA can often use the $100 down program.
Every home above is a verified HUD-owned listing, checked against HUD Home Store on Oct 10, 2026 8:22 am Mountain time. Official source: HUD Home Store guidance at hud.gov; if anything differs, the federal listing controls.
What HUD inventory looks like in Westminster
Westminster grew in waves from the 1960s through the 1990s, and the HUD homes that surface follow those waves: split-levels and bi-levels off Sheridan and Wadsworth, two-stories in the 1980s subdivisions around 100th, townhomes and condos near the old mall site and along Federal. Prices typically run from the high $200,000s for a townhome to the mid $400,000s for a detached home near Standley Lake. Condition is usually deferred maintenance rather than structural: roofs, furnaces, windows, the occasional sewer line on the older south-end ranches.
What to check before you bid in Westminster
- Which county. Jefferson County west of roughly Sheridan, Adams County east. Taxes and permits differ; confirm before you compare two homes.
- Townhome HOAs. Several Westminster HOAs have had special assessments for roofs and siding. Ask for the last two years of minutes before you bid on an attached home.
- The FHA appraisal. Peeling paint, missing handrails and roof age are the usual flags on 1970s stock. Know them before the appraiser does. Inspection tips.
- The 203(k) math on anything uninsured. How a renovation loan works on a HUD home.
How buying a HUD home in Westminster works
HUD lists the home, opens a bid window, opens with an exclusive owner-occupant period (the dates on the official listing control), reviews bids together, and requires a HUD-registered broker to place yours. Sold as-is; HUD typically offers buyer-broker compensation as shown in the listing documents. How to buy a HUD home and how the bidding works.
Go deeper on Westminster
Westminster HUD homes: midpoint between Boulder and downtown Denver is the long-form guide, and Aurora vs Lakewood vs Westminster compares the trade-offs.
Where to go next
HUD homes for sale in cities near Westminster
Colorado usually has a few dozen HUD homes at a time, so most buyers watch two or three cities. Every city page shows what is available now, what to check before you bid, and how the process works.
Written and reviewed by
Brian Lee Burke, Colorado HUD home specialist and team leader
Licensed Colorado real estate professional since 2002 · REALTOR® · Team leader and licensed broker of the Kenna Real Estate Group at Keller Williams DTC, a group that regularly bids on HUD homes through Keller Williams Realty DTC, LLC, a HUD-registered brokerage · Author of The Real Estate Playbook and Mastering Real Estate. Brian’s full HUD biography.
Last reviewed: September 20, 2026 · Sources: HUD Home Store (hudhomestore.gov) and HUD program guidance, HUD Handbook 4000.1, REcolorado MLS data via kennarealestate.com, and the Kenna Real Estate Group’s own HUD transaction files.
Contact: call or text 303-955-4220 or homes@kennarealestate.com. During office hours you reach a live local Kenna real estate professional, not a robot or a national call center. Brokerage: Keller Williams Realty DTC, LLC (the Kenna Real Estate Group is a group of brokers there), 6300 S Syracuse Way, Suite 150, Centennial, CO 80111. Each Keller Williams office is independently owned and operated. The Kenna Real Estate Group is an independent real estate team and is not affiliated with or endorsed by HUD or any government agency; official property information comes from HUD Home Store. Equal Housing Opportunity.
Short on cash? Down payment assistance for HUD homes in Westminster, CO: CHFA, metroDPA, the teacher program and the local programs that stack on a HUD purchase.
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Why you want it before you bid:
- The 15-day owner-occupant window, day by day, so you never miss a deadline
- The net-to-HUD math HUD actually scores, with a one-page bid worksheet
- The nine ways buyers lose a HUD home, and how each one is avoided
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Ask us about HUD homes in Westminster
Tell us what you are working with and we will tell you honestly whether a HUD home in Westminster is the way to get there. No cost, no obligation, and nobody sells you anything.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree.
