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Englewood, Arapahoe County

HUD homes for sale in Englewood

Englewood is one of the last close-in south-metro cities where the housing is still mostly small, old and priced under the surrounding suburbs. That makes it fertile ground for HUD inventory: 1940s-to-1960s bungalows and ranches that need work, on real lots, minutes from downtown Denver and the light rail.

Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.

What comes up

Small older houses on real lots

Englewood HUD homes are bungalows, ranches and the occasional duplex. Sub-1,500 square feet is normal.

Condition

Expect to work on it

This is the oldest housing stock on this site. Sewer lines, electrical and roofs all need real attention.

Position

Close in, on the train

Two light rail stations, Swedish and Craig hospitals, and downtown fifteen minutes away. The location is the asset.

Financing

203(k) territory

Most Englewood HUD homes make more sense with the repairs financed in. Run the 203(k) math before you bid.

HUD homes available now in Englewood

None listed in Englewood right now. That is normal. Colorado usually has a few dozen HUD homes statewide at a time and they cluster where FHA loans were common. Englewood homes show up a few times a year and sell inside the first window.

Two ways to not miss the next one: set up alerts, or call or text 303-955-4220 and we will watch it for you. Meanwhile, here is everything available in Colorado right now.

Quick answers

Are there HUD homes for sale in Englewood right now?

Not at this moment. Colorado usually has a few dozen HUD homes statewide and Englewood homes come up a few times a year. This page refreshes twice a day; call or text 303-955-4220 and we will watch for the next one.

Can I bid on a HUD home in Englewood myself?

No. Every bid on hudhomestore.gov has to be placed by a HUD-registered broker. The Kenna Real Estate Group at Keller Williams DTC is registered, places bids every week, and HUD pays the commission, so the agent costs you nothing.

What loan works for a HUD home in Englewood?

It depends on the listing code. IN (Insured) takes a standard FHA loan with 3.5% down, or VA, conventional or cash. IE (Insured with Escrow) adds a repair escrow. UI (Uninsured) needs an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Owner-occupants using FHA can often use the $100 down program.

What HUD inventory looks like in Englewood

Englewood is old for the metro. Much of it was built between the 1940s and the 1960s, and the HUD homes that surface are those houses: small brick and frame bungalows, ranches on 6,000-square-foot lots, the occasional side-by-side duplex. They tend to have been lived in hard and maintained lightly, which is how they ended up with HUD, and why they price under everything around them.

Englewood is also where the 203(k) loan earns its keep. A house that needs a sewer line, a panel and a roof is a bad cash buy and a reasonable 203(k) buy, because the loan covers the work and the after-repair value in Englewood supports it. Buyers who understand that are the ones who win here.

What to check before you bid in Englewood

  • Sewer scope, no exceptions. Old clay lines, old trees. This is the most common five-figure surprise in Englewood.
  • Electrical. Many homes still have 60-amp service or older panels. FHA appraisers notice, and so should you.
  • Zoning if it is a duplex. Englewood allows some multi-unit uses that others do not. Confirm what the parcel actually permits before you plan on rental income.
  • The 203(k) numbers. Get a contractor estimate before the window closes, not after you win. The loan needs it and so does your budget.

How buying a HUD home in Englewood works

Same as the rest of Colorado: HUD lists on hudhomestore.gov, runs a sealed-bid window, gives owner-occupants priority, reviews all bids at once, and requires a HUD-registered broker to place yours. The home is sold as-is and HUD pays your agent’s commission. How to buy a HUD home and how bidding works cover the rest.

Where to go next

Ready to look at one?

Call or text 303-955-4220. A live person answers. Tell us what you are working with and we will tell you honestly whether a HUD home in Englewood is the way to get there.

HUD homes for sale in cities near Englewood

Colorado usually has a few dozen HUD homes at a time, so most buyers watch two or three cities. Every city page shows what is available now, what to check before you bid, and how the process works.

Free guide, PDF

The Colorado HUD Home Buyer's Playbook

How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.

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The Colorado HUD Home Buyer's Playbook cover

Find every home available, not just HUD homes

Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.

Open the advanced search

Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.

Ask us about HUD homes in Englewood

Tell us what you are working with and we will tell you honestly whether a HUD home in Englewood is the way to get there. No cost, no obligation, and nobody sells you anything.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree.

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