Denver metro and the Front Range
HUD homes for sale in metro Denver
A HUD home is a foreclosed property the government now owns, and it is sold on rules that are nothing like a normal sale. Owner-occupants get first crack. Bids run on a clock. The house is sold as-is. Get those three right and you can buy under market. Get them wrong and you lose the house to an investor on day one.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
Only a HUD-registered agent can place your bid, so when you find one, call or text 303-955-4220.
Owner-occupants get a head start
For the first days a HUD home is listed, only people who will live in it can bid. Investors wait. Miss that window and you are competing with cash.
As-is means exactly that
HUD does not repair anything and does not negotiate on condition. You can still inspect it. You should, and you should bring someone who knows what to look for.
You can finance the work
A 203(k) loan rolls the purchase and the repairs into one mortgage. It is how most people afford the houses that need the most.
HUD pays the commission
Buyer agent commission comes out of the sale, not your pocket. Working with someone who has done these does not cost you more.
HUD homes on the map right now
Price on the pin. Tap one for photos, the listing code and the full details page. Open the full-screen map.
HUD homes available now in metro Denver
Pulled from HUD’s live inventory and refreshed twice a day. Bid deadlines move and homes drop off the day a bid is accepted, so confirm any of these with us before you plan around it. Only a HUD-registered agent can place your bid; that is us, and it costs you nothing.
5785 Piney River Pl
Brighton, Adams County · 3 bed · 2.1 bath · IN$100 down
$526,000
1575 S Trenton Ct
Denver, Denver County · 3 bed · 2 bath · IE$100 down
$480,000
10630 W 46th Ave
Wheat Ridge, Jefferson County · 2 bed · 1 bath · IE$100 down
$416,000
4374 W Pondview Dr
Littleton, Arapahoe County · 2 bed · 2 bath · IE$100 down
$370,000
10351 W Girton Dr 2
Lakewood, Jefferson County · 2 bed · 2 bath · IN$100 down
$356,000
1608 Oakland St
Aurora, Adams County · 2 bed · 1 bath · IE$100 down
$305,000
1030 S Zeno Way
Aurora, Arapahoe County · 3 bed · 3 bath · IE$100 down
$295,000
3550 S Harlan Street Unit 242
Denver, Denver County · 2 bed · 2 bath · IN
$225,000
17113 E Ford Drive
Aurora, Arapahoe County · 2 bed · 2 bath · IE$100 down
$200,000
8047 Wolff Street #h
Westminster, Adams County · 3 bed · 1.1 bath · IE$100 down
$194,400
26029 Edelweiss Cir
Evergreen, Jefferson County · 1 bed · 1 bath · UI$100 down
$170,000
17670 E Loyola Dr Unit B
Aurora, Arapahoe County · 1 bed · 1 bath · IN$100 down
$160,000
495 South Dayton St Unit# 1c
Denver, Denver County · 2 bed · 1 bath · IN$100 down
$145,000
16 more across Colorado, from Fountain to Pueblo to the Eastern Plains. See every HUD home in the state, or call or text 303-955-4220 and we will tell you which ones are worth a look.
HUD homes in Colorado, explained in plain English
The questions people ask us on the phone every week, answered the way we would answer them on the phone. Short, honest, and specific to Colorado.
What is a HUD home, exactly?
A house that had an FHA-insured mortgage, went through foreclosure, and is now owned by the U.S. Department of Housing and Urban Development. HUD does not want to be a landlord, so it sells the home through a sealed-bid process on its own website. How buying one works.
Where do they turn up in Colorado?
Wherever FHA loans were common. In metro Denver that means Aurora first, then Denver, Lakewood, Westminster, Thornton, Brighton and Littleton. Pueblo and the Eastern Plains carry most of the state’s cheapest ones. This week there are about two dozen statewide. See them by city.
What kind of homes are they?
Mostly ordinary single-family houses from the 1950s through the 2000s, plus condos and townhomes. Ranches in Englewood, split-levels in Littleton, subdivision homes in Brighton and Aurora. Not mansions, not shacks. Regular houses that a regular family financed with FHA.
What condition are they in?
Sold as-is, no exceptions, and HUD does not fix anything. Some are move-in ready. Some need a roof, a furnace and a sewer line. You inspect before you bid, not after, and the price reflects the condition. What to check first.
What do they cost?
HUD prices at its own appraised value, which is often under the street because of condition. Right now Colorado HUD homes run from about $114,000 in Las Animas to $526,000 in Brighton. Are they a good deal? Sometimes. We will tell you which.
How does the process work?
HUD lists the home. Owner-occupants get 15 days to bid before investors can (5 on an uninsured home). All bids open at once and HUD takes the best net. A HUD-registered broker places your bid, you close in about 30 to 45 days, and HUD pays your agent. The bidding rules.
Can I get help with the down payment?
Yes. FHA needs 3.5% down. CHFA can cover most of that for buyers under the income limits. Some listings carry a $100 down incentive. Teachers, police, firefighters and EMTs can get 50% off through Good Neighbor Next Door. Financing a HUD home.
Who can buy one?
Anyone. People who will live there bid first, investors bid after the exclusive window, and nobody can bid without a HUD-registered agent. That is us, and it costs you nothing because HUD pays the commission. Why you need a registered agent.
Explore HUD homes by city
Every metro Denver city with its own guide, what is available there this week, and what to check before you bid. Front Range cities beyond the metro open the HUD listings for that city on kennarealestate.com.
Information on this site is general and Colorado-specific, not legal, tax or lending advice. Every HUD home is sold as-is; inspect before you bid, and confirm program rules with HUD or your lender before you rely on them.
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Get the free guideInstant download. We email you a copy too. No spam, ever.
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Tell us what you are trying to figure out
HUD homes have rules that normal sales do not — who can bid and when, what as-is really means, how repairs get financed. Ask us anything. There is no cost and no obligation.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree.
