Select Page

HUD homes in Aurora are some of the lowest-priced homes in the Denver metro, and most of them qualify for the FHA $100 down program. On November 6, 2026, Aurora had 3 HUD homes for sale out of 21 in Colorado, all in the Arapahoe County part of the city, priced from $66,700 to $345,000. Buyers searching for Aurora HUD homes, or HUD homes near me in Aurora, ask the same questions every week: what is listed, who can bid first, how $100 down works on a condo, and what to inspect. This guide answers each one.

A HUD home is a one-to-four unit home that had an FHA loan, went through foreclosure, and is now owned by the U.S. Department of Housing and Urban Development. What a HUD home is covers the basics. Only a HUD-registered broker can place a bid. Call or text 303-955-4220.

Are there HUD homes for sale in Aurora right now?

Yes. On November 6, 2026, three Aurora HUD homes were listed. Two are condos on South Vaughn Way in the 80014 ZIP code. One is a house on Racine Street in 80011. All three are coded IE, which means FHA-insurable with a repair escrow, and all three are eligible for $100 down. The live list below updates from HUD Home Store every day, so check it before you read further.

HUD homes available now in Aurora

Pulled from HUD’s live inventory and refreshed twice a day. Bid deadlines move and homes drop off the day a bid is accepted, so confirm any of these with us before you plan around it. Only a HUD-registered agent can place your bid. That is us; ask how buyer-broker compensation works for the property.

Owner-occupants only · bids open 11/09/2026

1355 Racine St

Aurora, Arapahoe County · 3 bed · 1 bath · IE$100 down

Owner-occupants only · bids open 11/16/2026

11875 E Kepner Drive

Aurora, Arapahoe County · 2 bed · 2.1 bath · IE$100 down

Owner-occupants only · bids open 11/13/2026

126 S Nome Street

Aurora, Arapahoe County · 1 bed · 1 bath · IN$100 down

Owner-occupants only · bids open 11/09/2026

2281 South Vaughn Way Unit 117a

Aurora, Arapahoe County · 2 bed · 2 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

2231 South Vaughn Way Unit 111b

Aurora, Arapahoe County · 1 bed · 1 bath · IE$100 down

Full details on each HUD home in Aurora

Photos, every fact HUD publishes, the financing code, the $100 down flag and the HUD documents for the home, on one page each.

Quick answers

Are there HUD homes for sale in Aurora right now?

Yes. 5 HUD homes are listed in Aurora right now. This page refreshes from HUD Home Store twice a day, and each home has its own page with photos, the listing code and the HUD documents.

Can I bid on a HUD home in Aurora myself?

No. Every bid on hudhomestore.gov has to be placed by a HUD-registered broker. The Kenna Group at Keller Williams DTC is registered and regularly assists Colorado buyers with HUD bids. HUD typically offers buyer-broker compensation as shown in the property's listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.

What loan works for a HUD home in Aurora?

It depends on the listing code. IN (Insured) takes a standard FHA loan with 3.5% down, or VA, conventional or cash. IE (Insured with Escrow) adds a repair escrow. UI (Uninsured) needs an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Owner-occupants using FHA can often use the $100 down program.

Every home above is a verified HUD-owned listing, checked against HUD Home Store on Nov 6, 2026 7:21 am Mountain time. Official source: HUD Home Store guidance at hud.gov; if anything differs, the federal listing controls.

The Aurora HUD homes page shows the same live list with photos, and the Colorado HUD inventory report tracks how many homes come and go each month.

What does each Aurora HUD home cost?

Address Price Beds / Baths Bid period on Nov 6
1355 Racine St, 80011 $345,000 3 / 1 Owner-occupant exclusive
2281 S Vaughn Way #117A, 80014 $130,000 2 / 2 Owner-occupant exclusive
2231 S Vaughn Way #111B, 80014 $66,700 1 / 1 Extended, open to all bidders

Statewide, 8 of the 21 Colorado HUD homes were listed under $200,000 on the same day. Aurora holds two of those eight. Prices and bid periods change daily. The listing on HUD Home Store is the final word.

Who can bid on an Aurora HUD home first?

Owner-occupants go first. On an insured home (IN or IE), HUD gives buyers who will live in the home a 15-day exclusive period. On an uninsured home (UI), the exclusive period is 5 days. Investors, nonprofits and everyone else can bid once the home moves to the extended period. The $66,700 condo on Vaughn Way is already in its extended period, so an investor can bid on it today. Owner-occupant vs. investor bidding periods explains the timing, and how to buy a HUD home walks through every step.

Can I buy an Aurora HUD home with $100 down?

Yes, if you will live in the home and use an FHA loan. All three Aurora HUD homes listed on November 6 carry the $100 down flag. HUD can also pay up to 3% of the price toward closing costs when the bid asks for it. CHFA down payment help can cover what remains. HUD $100 down in Colorado and HUD financing cover the loan side.

Can I use FHA on an Aurora HUD condo?

An IE code means HUD expects the condo to be FHA-insurable with a repair escrow. The lender still confirms the condo project’s FHA approval and the HOA’s finances before closing. Ask for the HOA dues and any special assessments before you bid. FHA condo approval for HUD condos lists what lenders check.

What should I inspect on an Aurora HUD home?

HUD sells every home as-is. Buyers can inspect after the bid is accepted, and the contract allows a short inspection window. Most Aurora HUD homes are winterized, so the inspector needs utilities turned on to test the plumbing, the furnace and the water heater. Ask for a sewer scope on the house. Ask the HOA about the roof, the boiler and the shared plumbing on the condos. Winterized HUD homes covers the utility steps, and canceling after an inspection covers your exit.

How much earnest money, and how long to close?

Earnest money is $500 on homes priced under $50,000 and $1,000 on homes above $50,000, so every Aurora HUD home listed today needs $1,000. Cash buyers close in 30 days. Financed buyers close in 45 days. If the lender runs late, HUD grants extensions in 15-day blocks that cost $375 to $750. HUD earnest money rules covers refunds and forfeiture.

Who manages HUD homes in Aurora?

Raine and Company is the HUD asset manager for Colorado. It handles bid results, contracts, extensions and repairs. Your broker submits the bid on HUD Home Store and works with Raine and Company through closing. Find a HUD agent lists every HUD-registered agent in The Kenna Group, rated 4.9 stars across 332 reviews.

Can an Aurora homeowner behind on an FHA loan avoid foreclosure?

Often, yes. FHA servicers must review loss mitigation options before a foreclosure sale. If keeping the home is not possible, an FHA short sale, called a Pre-Foreclosure Sale, lets the owner sell for less than the loan balance. HUD accepts net proceeds of 88%, 86% or 84% of the appraised value, depending on how long the home has been marketed, and the owner can receive up to $3,000 in relocation money. The FHA short sale guide walks through it, and the Denver short sale realtor page covers every loan type.

How do I hear about the next Aurora HUD home first?

Set an alert. Aurora gets a new HUD listing most months, and the first ready buyer has the edge. HUD home alerts send the new listing the hour it appears. Have a pre-approval letter and a HUD-registered broker lined up before the alert arrives. Call or text 303-955-4220.

Frequently asked questions about HUD homes in Aurora

How do I find HUD homes near me in Aurora?

The Aurora HUD homes page lists every live HUD home in the city, updated daily from HUD Home Store. On November 6, 2026, there were 3.

What is the cheapest HUD home in Aurora?

A 1-bedroom condo at 2231 S Vaughn Way #111B, listed at $66,700 and open to all bidders on November 6, 2026.

Can I buy an Aurora HUD home with $100 down?

Yes, as an owner-occupant on a home coded IN or IE, using an FHA loan. All three Aurora HUD homes listed on November 6 qualify.

Can investors buy HUD homes in Aurora?

Yes, after the owner-occupant exclusive period ends: 15 days on insured homes and 5 days on uninsured homes.

Can I bid on a HUD home myself?

No. A HUD-registered broker must submit the bid on HUD Home Store.

Where to go next

Call or text 303-955-4220. A live person answers.

Aurora HUD home disclosure: prices, bid periods, FHA codes and $100 down eligibility for Aurora, Arapahoe County and Colorado HUD homes come from HUD Home Store and change daily; the HUD Home Store listing controls. Bids on HUD homes in Aurora, CO must be placed by a HUD-registered broker. The Kenna Group is a group of brokers licensed with Keller Williams Realty DTC, LLC, Centennial, Colorado, and is not affiliated with or acting on behalf of HUD or Raine and Company. Down payment, FHA loan and CHFA eligibility are set by the lender and program. Nothing here is legal, tax or credit advice. Equal Housing Opportunity.

Brian Lee Burke, Colorado HUD home specialist and team leader, The Kenna Group at Keller Williams DTC

Written and reviewed by

Brian Lee Burke, Colorado HUD home specialist and team leader

Licensed Colorado real estate professional since 2003 · REALTOR® · Team leader and licensed broker of the Kenna Group at Keller Williams DTC, a group that regularly bids on HUD homes through Keller Williams Realty DTC, LLC, a HUD-registered brokerage · Author of The Real Estate Playbook and Mastering Real Estate. Brian’s full HUD biography.

Last reviewed: November 6, 2026 · Sources: HUD Home Store (hudhomestore.gov) and HUD program guidance, HUD Handbook 4000.1, REcolorado MLS data via kennarealestate.com, and the Kenna Group’s own HUD transaction files.

Contact: call or text 303-955-4220 or homes@kennarealestate.com. During office hours you reach a live local Kenna real estate professional, not a robot or a national call center. Brokerage: Keller Williams Realty DTC, LLC (the Kenna Group is a group of brokers there), 6300 S Syracuse Way, Suite 150, Centennial, CO 80111. Each Keller Williams office is independently owned and operated. The Kenna Group is an independent real estate team and is not affiliated with or endorsed by HUD or any government agency; official property information comes from HUD Home Store. Equal Housing Opportunity.

Have a question this guide did not answer?Call or text and a live local HUD-registered agent answers it today.

Talk to a HUD-registered agent

Free guide, PDF

The Colorado HUD Home Buyer's Playbook

How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.

Why you want it before you bid:

  • The 15-day owner-occupant window, day by day, so you never miss a deadline
  • The net-to-HUD math HUD actually scores, with a one-page bid worksheet
  • The nine ways buyers lose a HUD home, and how each one is avoided
Get the free guideInstant download. We email you a copy too. No spam, ever.
The Colorado HUD Home Buyer's Playbook cover

Find every home available, not just HUD homes

Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.

Open the advanced search

Opens kennarealestate.com, the Kenna Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.

Ask us about HUD homes

Tell us what you are working with and we will tell you honestly whether a HUD home is the way to get there. No cost, no obligation, and nobody sells you anything.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree.

BBB AccreditedA+ Rating Google Reviews332 five-star Equal HousingOpportunity LicensedREALTOR®
303-955-4220

A live person answers. Not a robot, not a phone tree.