HUD homes in Greeley and the rest of Weld County come up a few at a time, and the buyer who is ready first usually wins. On November 5, 2026, Weld County had 1 HUD home for sale out of 22 in Colorado: a 2005-built house in Evans, next to Greeley, listed at $245,000 and eligible for the FHA $100 down program. Buyers ask the same Greeley HUD home questions every week: are there any, what do they cost, who can bid, what down payment help exists in Weld County, and what to inspect. This guide answers each one.
A HUD home is a one-to-four unit house that had an FHA loan, went through foreclosure, and is now owned by the U.S. Department of Housing and Urban Development. What a HUD home is covers the basics. Only a HUD-registered broker can place a bid. Call or text 303-955-4220.
Are there HUD homes for sale in Greeley right now?
Not inside the Greeley city limits on November 5, 2026. The one Weld County HUD home that day was 3713 Salida Ct in Evans, which borders Greeley to the south.
The count changes every week. Colorado had 25 HUD homes in October and 20 to 22 in early November. Most sell inside the first month. The Greeley HUD homes page and the Weld County HUD homes page list every home in Greeley, Evans, Windsor and Johnstown, verified against HUD Home Store twice a day.
Weld County HUD homes for sale, live
Every home below is a verified HUD-owned listing in Weld County, checked against HUD Home Store on Nov 5, 2026 7:22 am Mountain time. Official source: HUD Home Store guidance at hud.gov; if anything differs, the federal listing controls.
What is the Evans HUD home?
- Address: 3713 Salida Ct, Evans, CO 80620
- Size: 3 bedrooms, 1.1 baths, 1,190 square feet, built 2005
- List price: $245,000
- Financing code: IE, FHA insured with a repair escrow
- Bidding: Open to all bidders, bids open November 6, 2026, HUD reviews bids daily until it sells
- $100 down: Yes, for an owner-occupant using FHA
An IE code means the home qualifies for FHA, and the lender holds money back at closing for listed repairs. The repairs get done after the sale.
How much do HUD homes in Greeley cost?
Greeley HUD homes have listed from the $200,000s for older ranches near downtown and the University of Northern Colorado to the $400,000s for newer west-side homes. The Colorado median HUD list price was $234,600 on November 5, 2026. The Evans home sits just above it.
Here is how all 22 Colorado HUD homes broke down by list price that day.
Colorado HUD homes by list price, November 5, 2026
The Colorado HUD inventory report shows the live counts by county, city, price and financing code.
Who can bid on a Greeley HUD home first?
Owner-occupants. On a new insured listing, HUD gives buyers who will live in the home a 15-day exclusive period. Uninsured homes get 5 days. Nonprofits and government buyers bid in the same window. Investors bid after it ends.
The Evans home is past that window, so owner-occupants and investors can both bid now. HUD still favors an owner-occupant bid over an investor bid at the same net price. How to buy a HUD home walks through each step.
Can I buy a Greeley HUD home with $100 down?
Yes, on a home coded IN or IE, as an owner-occupant using an FHA loan. The Evans home qualifies. HUD can also pay up to 3% of the price toward closing costs if the bid asks for it. HUD financing covers FHA, 203(k), VA, conventional and cash.
What down payment help is there in Greeley and Weld County?
- G-HOPE: Greeley’s program pays $2,500 to $8,000, set by zone, to employees of participating employers in the program area.
- Impact Development Fund: runs down payment programs for Weld County buyers.
- CHFA FirstStep: income limits in Weld County are $153,600 for one or two people and $179,200 for three or more.
Most programs require a first-time buyer class and a lender approved by the program. Ask the lender before the bid goes in, because the program must be named in the bid package. Greeley down payment assistance lists the current options.
Can I use a VA loan or a 203(k) on a Weld County HUD home?
Yes. A VA loan works on most insured homes, and the VA appraisal decides whether the condition is acceptable. An FHA 203(k) loan rolls the repair cost into the mortgage, which fits an older Greeley ranch that needs a roof, furnace or kitchen. 203(k) loans on Colorado HUD homes explains the limits.
What should I inspect on a Greeley HUD home?
HUD sells every home as-is. Inspect before the bid or inside the inspection window after acceptance.
- Foundation and soil. Expansive clay soils are common in Weld County. Look for cracks, sloping floors and grading that sends water toward the house.
- Sewer line. Scope it with a camera on any home older than 30 years.
- Furnace, water heater and plumbing. Vacant homes sit unheated through Greeley winters. Check for freeze damage.
- Radon. Order a radon test. Colorado has high radon levels statewide.
- Well and septic. Rural Weld homes near Kersey, Platteville and Ault often use both. Order both inspections.
Utilities are often off on a HUD home. Winterized HUD homes explains how your broker gets them turned on.
How much earnest money, and how long to close?
Earnest money is $1,000 on a home priced above $50,000 and $500 below it. Cash buyers close in 30 days. Financed buyers close in 45 days. Extensions come in 15-day blocks and cost $375 to $750. HUD earnest money rules covers refunds and forfeiture.
Can a Greeley homeowner behind on an FHA loan avoid foreclosure?
Yes, in many cases. Every HUD home started as an FHA loan that went to foreclosure. The Weld County Public Trustee holds foreclosure sales every Wednesday at 10 a.m. in Greeley. An FHA owner who sells before the sale can use HUD’s Pre-Foreclosure Sale. The sale must net at least 88%, 86% or 84% of the appraised value, depending on how long the home has been marketed, and the owner can receive up to $3,000 in relocation money. The FHA short sale guide walks through it, and the short sale help page covers every loan type.
How do I hear about the next Greeley HUD home first?
Set an alert. With one or two Weld County listings at a time, the first buyer ready to bid has the edge. HUD home alerts send the new listing the hour it appears. Have a pre-approval letter and a HUD-registered broker ready before the alert arrives. Find a HUD agent lists every agent in The Kenna Group, rated 4.9 stars across 332 reviews. Call or text 303-955-4220.
Frequently asked questions about HUD homes in Greeley
Are there HUD homes in Greeley?
On November 5, 2026, Weld County had 1 HUD home for sale, in Evans, next to Greeley. The Greeley and Weld County pages show the live count.
How much is the Evans HUD home?
HUD listed 3713 Salida Ct, a 3-bedroom home built in 2005, at $245,000, coded IE for FHA with a repair escrow.
Can I buy a Greeley HUD home with $100 down?
Yes, as an owner-occupant on a home coded IN or IE, using an FHA loan.
Does Greeley have down payment assistance?
Yes. G-HOPE pays $2,500 to $8,000 to employees of participating employers, and CHFA and Impact Development Fund programs also serve Weld County buyers.
Can I bid on a HUD home myself?
No. A HUD-registered broker must submit the bid on HUD Home Store.
Where to go next
- Greeley HUD homes, live
- Weld County HUD homes
- Every HUD home for sale in Colorado
- Good Neighbor Next Door
- HUD home FAQs
- HUD listing broker in Colorado
Call or text 303-955-4220. A live person answers.
Written and reviewed by
Brian Lee Burke, Colorado HUD home specialist and team leader
Licensed Colorado real estate professional since 2003 · REALTOR® · Team leader and licensed broker of The Kenna Group at Keller Williams DTC, a group that regularly bids on HUD homes through Keller Williams Realty DTC, LLC, a HUD-registered brokerage · Author of The Real Estate Playbook and Mastering Real Estate. Brian’s full HUD biography.
Last reviewed: November 5, 2026 · Sources: HUD Home Store (hudhomestore.gov) and HUD program guidance, HUD Handbook 4000.1, REcolorado MLS data via kennarealestate.com, and The Kenna Group’s own HUD transaction files.
Contact: call or text 303-955-4220 or homes@kennarealestate.com. During office hours you reach a live local Kenna real estate professional, not a robot or a national call center. Brokerage: Keller Williams Realty DTC, LLC (The Kenna Group is a group of brokers there), 6300 S Syracuse Way, Suite 150, Centennial, CO 80111. Each Keller Williams office is independently owned and operated. The Kenna Group is an independent real estate team and is not affiliated with or endorsed by HUD or any government agency; official property information comes from HUD Home Store. Equal Housing Opportunity.
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Why you want it before you bid:
- The 15-day owner-occupant window, day by day, so you never miss a deadline
- The net-to-HUD math HUD actually scores, with a one-page bid worksheet
- The nine ways buyers lose a HUD home, and how each one is avoided
Find every home available, not just HUD homes
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