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Denver foreclosures

Denver foreclosures: HUD, VA and bank-owned homes for sale in Denver.

How Denver foreclosures work, from the online Public Trustee sale to HUD and bank-owned homes, where to find them and what to check. On November 7, 2026, 15 Denver listings were foreclosures or bank-owned.

A live person answers. Not a robot, not a phone tree.

Right now

About 15 listings

Denver MLS listings described as foreclosure, bank-owned, REO or HUD on November 7, 2026.

The auction

Online

The Denver Public Trustee runs Denver County’s foreclosure sales online.

Most buyers

Buy after the sale

Bank-owned, HUD and VA homes can be inspected and financed.

The catch

Sold as-is

No repairs, and the good ones draw several offers in days.

Denver, specifically

How do Denver foreclosures work?

Denver County runs its own Public Trustee inside the Clerk and Recorder’s office, and its foreclosure sales are held online.

Before the sale

The lender records a Notice of Election and Demand, a court authorizes the sale, and the sale is set 110 to 125 days later. The owner can still sell or catch up until shortly before. The list is public on the Denver Public Trustee page.

At the sale

Online, on the county’s bidding site. Certified funds on the county’s deadline, no interior inspection, and you take on any occupant. Junior lienholders can redeem within eight business days.

After the sale

If the lender keeps it, the home becomes bank-owned, HUD-owned, VA-owned or a HomePath or HomeSteps home, and lists on the MLS or HUD Home Store. This is where most owner-occupants buy.

Where to look

Where are Denver foreclosures listed?

Before you buy

What should I check on a Denver foreclosure?

Title

Order a title commitment. HOA liens, second loans and city liens can survive some sales.

The HOA

For condos: the budget, reserves, special assessments and FHA approval of the building.

Water and systems

Vacant homes get winterized. Ask for a pressure test; inspect the sewer line, furnace and roof.

Permits

Check Denver’s permit history for basement finishes, additions and ADUs.

Mike Oswald, VP of Mortgage Lending at Rate

Get pre-approved before the next foreclosure lists

Mike Oswald, VP of Mortgage Lending at Rate, NMLS 261003

Mike prices FHA, 203(k), VA, CHFA and conventional side by side, so your offer carries the loan that fits the house. Start the pre-approval or meet Mike. You may use any lender; Kenna receives nothing for the introduction.

Live HUD homes

Which HUD homes are for sale near Denver now?

Updated twice a day from HUD Home Store.

HUD homes available now in metro Denver

Pulled from HUD’s live inventory and refreshed twice a day. Bid deadlines move and homes drop off the day a bid is accepted, so confirm any of these with us before you plan around it. Only a HUD-registered agent can place your bid. That is us; ask how buyer-broker compensation works for the property.

Owner-occupants only · bids open 11/16/2026

560 E Keen Ave

Byers, Arapahoe County · 4 bed · 2.1 bath · IE$100 down

Owner-occupants only · bids open 11/12/2026

23826 Logan Ave

Buffalo Creek, Jefferson County · 4 bed · 2 bath · IN$100 down

Open to all bidders · bids open 11/09/2026

1575 S Trenton Ct

Denver, Denver County · 3 bed · 2 bath · IE$100 down

Owner-occupants only · bids open 11/09/2026

1355 Racine St

Aurora, Arapahoe County · 3 bed · 1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

10351 W Girton Dr Unit 2

Lakewood, Jefferson County · 2 bed · 2 bath · IN$100 down

Open to all bidders · bids open 11/09/2026

1625 Verbena St

Denver, Denver County · 2 bed · 1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

8600 E Alameda Ave #19-108

Denver, Denver County · 2 bed · 2 bath · IE$100 down

Owner-occupants only · bids open 11/16/2026

11875 E Kepner Drive

Aurora, Arapahoe County · 2 bed · 2.1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

3550 S Harlan Street Unit 242

Denver, Denver County · 2 bed · 2 bath · IN$100 down

Owner-occupants only · bids open 11/13/2026

126 S Nome Street

Aurora, Arapahoe County · 1 bed · 1 bath · IN$100 down

Owner-occupants only · bids open 11/09/2026

4210 E 94th Avenue Unit F

Thornton, Adams County · 1 bed · 1 bath · IE$100 down

Owner-occupants only · bids open 11/09/2026

2281 South Vaughn Way Unit 117a

Aurora, Arapahoe County · 2 bed · 2 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

2231 South Vaughn Way Unit 111b

Aurora, Arapahoe County · 1 bed · 1 bath · IE$100 down

Across the rest of Colorado

Pueblo, the mountains and the Eastern Plains produce most of the state’s lowest-priced HUD homes. Same rules, same process, and we submit bids statewide.

Open to all bidders · bids open 11/09/2026

6316 Meadow Dr

Pueblo, Pueblo County · 4 bed · 2 bath · IE$100 down

Owner-occupants only · bids open 11/16/2026

21 Minden Circle

Colorado Springs, El Paso County · 3 bed · 2 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

406 High Pasture Rd

Florissant, Teller County · 3 bed · 2 bath · IE$100 down

Owner-occupants only · bids open 11/16/2026

1315 Royale Dr

Colorado Springs, El Paso County · 3 bed · 1.1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

300 Kunkle Street

Genoa, Lincoln County · 2 bed · 1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

3713 Salida Ct

Evans, Weld County · 3 bed · 1.1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

1109 Russell Avenue

La Junta, Otero County · 3 bed · 1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

1118 Natalie Street

Canon City, Fremont County · 3 bed · 2 bath · UI$100 down

Open to all bidders · bids open 11/09/2026

120 E 5th St

Julesburg, Sedgwick County · 3 bed · 3 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

2801 Franklin Ave

Pueblo, Pueblo County · 2 bed · 1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

1831 Spruce St

Pueblo, Pueblo County · 2 bed · 1 bath · UI$100 down

Open to all bidders · bids open 11/09/2026

1030 E 7th Street

Craig, Moffat County · 2 bed · 1 bath · UI$100 down

Open to all bidders · bids open 11/09/2026

1025 W 18th Street

Pueblo, Pueblo County · 2 bed · 1 bath · IE$100 down

Open to all bidders · bids open 11/09/2026

240 Locust Ave

Las Animas, Bent County · 3 bed · 2 bath · IE$100 down

Every home above is a verified HUD-owned listing, checked against HUD Home Store on Nov 7, 2026 7:24 am Mountain time. Official source: HUD Home Store guidance at hud.gov; if anything differs, the federal listing controls.

Quick answers

Questions people ask.

How many foreclosures are for sale in Denver?

Few. On November 7, 2026, 15 Denver MLS listings used words like foreclosure, bank-owned, REO or HUD, at an average asking price of about $251,000, many of them condos. Good ones go under contract in days.

Where are Denver’s foreclosure auctions held?

The Denver Public Trustee, part of the Denver Clerk and Recorder, runs the sale for Denver County, and holds it online. The sale list, bidding rules and results are on the Denver Public Trustee page.

Can I get a HUD home in Denver with $100 down?

Yes, on HUD homes listed with FHA financing, if you will live in the home and qualify for the FHA loan. Closing costs are extra, and HUD may pay up to 3% of the price toward them.

Are Denver foreclosures mostly condos?

Many are. Condo foreclosures add a step: the HOA’s budget, reserves and any special assessment, and whether the building qualifies for FHA financing.

How long does a Denver foreclosure take?

The Public Trustee sale is set 110 to 125 days after the lender records the Notice of Election and Demand, and sales are often postponed. A bank-owned home can take weeks to months more to reach the MLS.

Free guide, PDF

The Colorado HUD Home Buyer's Playbook

How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.

Why you want it before you bid:

  • The 15-day owner-occupant window, day by day, so you never miss a deadline
  • The net-to-HUD math HUD actually scores, with a one-page bid worksheet
  • The nine ways buyers lose a HUD home, and how each one is avoided
Get the free guideInstant download. We email you a copy too. No spam, ever.
The Colorado HUD Home Buyer's Playbook cover

Find every home available, not just HUD homes

Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.

Open the advanced search

Opens kennarealestate.com, the Kenna Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.

Ask us about Denver foreclosures

Tell us the neighborhoods and budget, and we will send every Denver foreclosure, HUD and bank-owned home the day it lists.

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A live person answers. Not a robot, not a phone tree.

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303-955-4220

A live person answers. Not a robot, not a phone tree.