HUD home for sale in Craig, Colorado · Case 053-030203

1030 E 7th Street, Craig

2 bed, 1 bath single family home, 891 sq ft, built 1981.Listed by HUD at $139,000. Open to all bidders. UI (Uninsured), and it qualifies for the FHA $100 down program. Sold as-is, and only a HUD-registered agent can place your bid. That is us, and it costs you nothing.

Call or text 303-955-4220 Search HUD homes on kennarealestate.com How the bidding works

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HUD list price

$139,000

HUD usually takes bids a little under list, and it pays your agent. Ask us what wins.

Who can bid

Open to all bidders

Owner-occupants, investors and nonprofits can all bid. Bids open 09/21/2026 and HUD reviews daily until it sells.

Financing code

UI (Uninsured)

Repairs are too big for a plain FHA loan. You need an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Bid with a regular FHA pre-approval and you lose it at the appraisal. $100 down applies.

The catch

Sold as-is

HUD fixes nothing and negotiates nothing after the bid. Read the condition report below, then inspect before you bid, not after.

Photos HUD published for 1030 E 7th Street

1030 E 7th Street, Craig CO, HUD home photo

Photos come from HUD’s listing. Condition changes; see it in person before you bid.

The facts HUD publishes on 1030 E 7th Street

Address1030 E 7th Street, Craig, CO 81625

CountyMoffat County

HUD case number053-030203

List price$139,000

Listed08/25/2026

Listing periodExtended

Bids open09/21/2026

Eligible biddersAll Bidders

FHA financingUI (Uninsured)

FHA 203(k) eligibleYes

FHA $100 downYes

Bedrooms2

Bathrooms1

Total rooms4

Square feet891

Year built1981

Stories2

Home typeSingle Family Home

Lot1,005 sq ft

HOANone listed

ParkingDriveway (1 space)

FEMA flood zoneNo

Revitalization areaNo

Opportunity zoneNo

Historic districtNo

Airport zoneNo

Open 1030 E 7th Street in Google Maps to check the drive at your hour.

What the home has

Outdoor Amenities: Patio/Deck, Porch, Fence
Foundation Type: Basement
Basement Type: Partial

What the UI (Uninsured) code means for your loan

Repairs are too big for a plain FHA loan. You need an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Bid with a regular FHA pre-approval and you lose it at the appraisal. This one is also flagged for the FHA $100 down program: owner-occupants using FHA financing can bring $100 down instead of 3.5%. Get the loan right before you bid: financing a HUD home, this week’s rates, and the lender who files HUD loans every week.

HUD documents for this home

These are HUD’s official PDFs for 1030 E 7th Street. They open in a new tab. The condition report is the one most buyers skip and most regret skipping.

Closing FAQ 5.17.24 (PDF)How HUD closings work and what they will not do.Property Listing Disclosure (PDF)What HUD is disclosing about the home and the sale.Property Condition Report (PDF)What HUD’s inspector found. Read this before you decide anything.Environmental Compliance Record (PDF)Lead paint, flood and other environmental findings.E-Signature Quick Reference Guide (PDF)How the HUD contract gets signed once your bid is accepted.FHA $100 Down Sales Incentive Addendum (PDF)The form that makes the $100 down program part of your contract.

How to bid on 1030 E 7th Street

Get the right pre-approval. UI (Uninsured) decides the loan type. We can have Mike confirm it in a day.
See it and read the condition report. HUD homes are as-is. Bring a contractor if the report lists anything structural.
Tell us your number. HUD takes the best net bid to HUD. We know what has been winning in Moffat County.
We place the bid on HUD Home Store. Only a HUD-registered broker can. HUD pays our commission, so you pay us nothing.
Win, sign, close in 30 to 45 days. Earnest money is $500 to $1,000 and goes to HUD’s closing agent.

Call or text 303-955-4220. A live person answers.

Quick answers

Who can bid on 1030 E 7th Street, Craig?

Open to all bidders. Owner-occupants, investors and nonprofits can all bid. Bids open 09/21/2026 and HUD reviews daily until it sells. Only a HUD-registered broker can place the bid; the Kenna Real Estate Group does it at no cost to you because HUD pays the commission.

What loan works for 1030 E 7th Street, Craig?

The listing code is UI (Uninsured). Repairs are too big for a plain FHA loan. You need an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Bid with a regular FHA pre-approval and you lose it at the appraisal. This home also qualifies for the FHA $100 down program for owner-occupants.

Is 1030 E 7th Street, Craig sold as-is?

Yes. Every HUD home is sold as-is. HUD makes no repairs and does not negotiate after the bid. Read the Property Condition Report on this page and inspect the home before you bid, not after.

Where to go next

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Ask us about 1030 E 7th Street

Tell us what you are working with and we will tell you honestly whether this HUD home in Craig is worth a bid. No cost, no obligation, and nobody sells you anything.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree.