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HUD home for sale in Craig, Colorado · Case 053-030203

1030 E 7th Street, Craig

2 bed, 1 bath single family home, 891 sq ft, built 1981.Listed by HUD at $111,200. Open to all bidders. UI (Uninsured), and it qualifies for the FHA $100 down program. Sold as-is, and only a HUD-registered agent can place your bid. That is us. HUD typically offers buyer-broker compensation as shown in the property's listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.

Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.

HUD list price

$111,200

HUD usually takes bids a little under list, and it pays your agent. Ask us what wins.

Who can bid

Open to all bidders

Owner-occupants, investors and nonprofits can all bid. Bids open 10/13/2026 and HUD reviews daily until it sells.

Financing code

UI (Uninsured)

Repairs are too big for a plain FHA loan. You need an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Bid with a regular FHA pre-approval and you lose it at the appraisal. $100 down applies.

The catch

Sold as-is

HUD fixes nothing and negotiates nothing after the bid. Read the condition report below, then inspect before you bid, not after.

Verified HUD home. Checked against HUD Home Store on Oct 10, 2026 8:22 am Mountain time. Official source: HUD Home Store guidance at hud.gov; if anything differs, the federal listing controls.

What comes from where: the address, price, listing code, case number and bid dates are HUD Home Store case data; photos and MLS details come from the MLS through kennarealestate.com; the explanations, estimates and any payment figures are the Kenna Real Estate Group’s own and are not verified by HUD. If anything differs, the federal listing controls.

Photos HUD published for 1030 E 7th Street

1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo1030 E 7th Street, Craig CO, HUD home photo

Photos come from HUD’s listing. Condition changes; see it in person before you bid.

The facts HUD publishes on 1030 E 7th Street

Address1030 E 7th Street, Craig, CO 81625
CountyMoffat County
HUD case number053-030203
List price$111,200
Listed10/09/2026
Listing periodExtended
Bids open10/13/2026
Eligible biddersAll Bidders
FHA financingUI (Uninsured)
FHA 203(k) eligibleYes
FHA $100 downYes
Bedrooms2
Bathrooms1
Total rooms4
Square feet891
Year built1981
Stories2
Home typeSingle Family Home
Lot1,005 sq ft
HOANone listed
ParkingDriveway (1 space)
FEMA flood zoneNo
Revitalization areaNo
Opportunity zoneNo
Historic districtNo
Airport zoneNo

Open 1030 E 7th Street in Google Maps to check the drive at your hour.

What the home has

  • Outdoor Amenities: Patio/Deck, Porch, Fence
  • Foundation Type: Basement
  • Basement Type: Partial

What the UI (Uninsured) code means for your loan

Repairs are too big for a plain FHA loan. You need an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Bid with a regular FHA pre-approval and you lose it at the appraisal. This one is also flagged for the FHA $100 down program: owner-occupants using FHA financing can bring $100 down instead of 3.5%. Get the loan right before you bid: financing a HUD home, this week’s rates, and the lender who works HUD loans regularly.

HUD documents for this home

These are HUD’s official PDFs for 1030 E 7th Street. They open in a new tab. The condition report is the one most buyers skip and most regret skipping.

How to bid on 1030 E 7th Street

  1. Get the right pre-approval. UI (Uninsured) decides the loan type. We can have Mike confirm it in a day.
  2. See it and read the condition report. HUD homes are as-is. Bring a contractor if the report lists anything structural.
  3. Tell us your number. HUD takes the best net bid to HUD. We know what has been winning in Moffat County.
  4. We place the bid on HUD Home Store. Only a HUD-registered broker can. HUD typically offers buyer-broker compensation as shown in the property’s listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.
  5. Win, sign, close in 30 to 45 days. Earnest money is $500 to $1,000 and goes to HUD’s closing agent.

Call or text 303-955-4220. A live person answers.

Quick answers

Who can bid on 1030 E 7th Street, Craig?

Open to all bidders. Owner-occupants, investors and nonprofits can all bid. Bids open 10/13/2026 and HUD reviews daily until it sells. Only a HUD-registered broker can place the bid; the Kenna Real Estate Group places it. HUD typically offers buyer-broker compensation as shown in the property's listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.

What loan works for 1030 E 7th Street, Craig?

The listing code is UI (Uninsured). Repairs are too big for a plain FHA loan. You need an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Bid with a regular FHA pre-approval and you lose it at the appraisal. This home also qualifies for the FHA $100 down program for owner-occupants.

Is 1030 E 7th Street, Craig sold as-is?

Yes. Every HUD home is sold as-is. HUD makes no repairs and does not negotiate after the bid. Read the Property Condition Report on this page and inspect the home before you bid, not after.

Where to go next

Ask about this HUD propertyInspection, bid math, financing code, deadline: one call covers it.

Ask about this home

Free guide, PDF

The Colorado HUD Home Buyer's Playbook

How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.

Why you want it before you bid:

  • The 15-day owner-occupant window, day by day, so you never miss a deadline
  • The net-to-HUD math HUD actually scores, with a one-page bid worksheet
  • The nine ways buyers lose a HUD home, and how each one is avoided
Get the free guideInstant download. We email you a copy too. No spam, ever.
The Colorado HUD Home Buyer's Playbook cover

Find every home available, not just HUD homes

Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.

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Ask us about 1030 E 7th Street

Tell us what you are working with and we will tell you honestly whether this HUD home in Craig is worth a bid. No cost, no obligation, and nobody sells you anything.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree.

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303-955-4220

A live person answers. Not a robot, not a phone tree.