HUD home for sale in Denver, Colorado · Case 053-161803
495 South Dayton St Unit# 1c, Denver
2 bed, 1 bath condo, 945 sq ft, built 1972.Listed by HUD at $116,000. Open to all bidders. IN (Insured), and it qualifies for the FHA $100 down program. Sold as-is, and only a HUD-registered agent can place your bid. That is us. HUD typically offers buyer-broker compensation as shown in the property's listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
$116,000
HUD usually takes bids a little under list, and it pays your agent. Ask us what wins.
Open to all bidders
Owner-occupants, investors and nonprofits can all bid. Bids open 10/13/2026 and HUD reviews daily until it sells.
IN (Insured)
A standard FHA loan works. The appraisal found no required repairs, so 3.5% down FHA, VA, conventional or cash all qualify. $100 down applies.
Sold as-is
HUD fixes nothing and negotiates nothing after the bid. Read the condition report below, then inspect before you bid, not after.
Verified HUD home. Checked against HUD Home Store on Oct 10, 2026 8:22 am Mountain time. Official source: HUD Home Store guidance at hud.gov; if anything differs, the federal listing controls.
What comes from where: the address, price, listing code, case number and bid dates are HUD Home Store case data; photos and MLS details come from the MLS through kennarealestate.com; the explanations, estimates and any payment figures are the Kenna Real Estate Group’s own and are not verified by HUD. If anything differs, the federal listing controls.
Photos HUD published for 495 South Dayton St Unit# 1c
Photos come from HUD’s listing. Condition changes; see it in person before you bid.
The facts HUD publishes on 495 South Dayton St Unit# 1c
Open 495 South Dayton St Unit# 1c in Google Maps to check the drive at your hour.
What the home has
- Outdoor Amenities: Porch
- Foundation Type: Slab
What the IN (Insured) code means for your loan
A standard FHA loan works. The appraisal found no required repairs, so 3.5% down FHA, VA, conventional or cash all qualify. This one is also flagged for the FHA $100 down program: owner-occupants using FHA financing can bring $100 down instead of 3.5%. Get the loan right before you bid: financing a HUD home, this week’s rates, and the lender who works HUD loans regularly.
HUD documents for this home
These are HUD’s official PDFs for 495 South Dayton St Unit# 1c. They open in a new tab. The condition report is the one most buyers skip and most regret skipping.
How to bid on 495 South Dayton St Unit# 1c
- Get the right pre-approval. IN (Insured) decides the loan type. We can have Mike confirm it in a day.
- See it and read the condition report. HUD homes are as-is. Bring a contractor if the report lists anything structural.
- Tell us your number. HUD takes the best net bid to HUD. We know what has been winning in Denver County.
- We place the bid on HUD Home Store. Only a HUD-registered broker can. HUD typically offers buyer-broker compensation as shown in the property’s listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.
- Win, sign, close in 30 to 45 days. Earnest money is $500 to $1,000 and goes to HUD’s closing agent.
Call or text 303-955-4220. A live person answers.
Quick answers
Who can bid on 495 South Dayton St Unit# 1c, Denver?
Open to all bidders. Owner-occupants, investors and nonprofits can all bid. Bids open 10/13/2026 and HUD reviews daily until it sells. Only a HUD-registered broker can place the bid; the Kenna Real Estate Group places it. HUD typically offers buyer-broker compensation as shown in the property's listing and sales documents, and we explain any buyer-broker compensation before you sign an agreement.
What loan works for 495 South Dayton St Unit# 1c, Denver?
The listing code is IN (Insured). A standard FHA loan works. The appraisal found no required repairs, so 3.5% down FHA, VA, conventional or cash all qualify. This home also qualifies for the FHA $100 down program for owner-occupants.
Is 495 South Dayton St Unit# 1c, Denver sold as-is?
Yes. Every HUD home is sold as-is. HUD makes no repairs and does not negotiate after the bid. Read the Property Condition Report on this page and inspect the home before you bid, not after.
Where to go next
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Why you want it before you bid:
- The 15-day owner-occupant window, day by day, so you never miss a deadline
- The net-to-HUD math HUD actually scores, with a one-page bid worksheet
- The nine ways buyers lose a HUD home, and how each one is avoided
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Ask us about 495 South Dayton St Unit# 1c
Tell us what you are working with and we will tell you honestly whether this HUD home in Denver is worth a bid. No cost, no obligation, and nobody sells you anything.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree.
