by denverhudhomes_mm80sv | Sep 15, 2026 | Hud Learning Center, Real estate
Plenty of HUD buyers have a bankruptcy or a foreclosure behind them. That is fine with HUD; HUD sells to anyone whose lender will close. The question is which lender, and how long since the event. The waiting periods EventFHAVAConventional (Fannie/Freddie) Chapter 7...
by denverhudhomes_mm80sv | Sep 14, 2026 | Hud Learning Center, Real estate
The list price on a HUD home is not a guess. HUD ordered an FHA appraisal before it listed the house, and the price is that appraisal, or a reduction from it after time on market. That appraisal follows the house, and for FHA buyers it is the one their lender uses....
by denverhudhomes_mm80sv | Sep 14, 2026 | Hud Learning Center, Real estate
Cash is simpler on a HUD home, but not more powerful. HUD is not a nervous seller who takes less for certainty. It takes the highest net. Here is what cash changes and what it does not. What cash changes Proof of funds goes in with the bid. A bank or brokerage...
by denverhudhomes_mm80sv | Sep 13, 2026 | Hud Learning Center, Real estate
An uninsured HUD home is one that needs more than $10,000 of work before FHA will insure it. Most buyers reach for the FHA 203(k). Two conventional loans do the same job, and for a buyer with good credit and 5% down they can be cheaper over the life of the loan. The...
by denverhudhomes_mm80sv | Sep 13, 2026 | Hud Learning Center, Real estate
Veterans and active-duty buyers ask us every week whether a VA loan works on a HUD home. Yes. It works on more of them than people think, with two catches that are about the house, not the loan. Which HUD homes take a VA loan IN and IE homes: almost always. If FHA...
by denverhudhomes_mm80sv | Sep 12, 2026 | Hud Learning Center, Real estate
Condos are the most affordable HUD homes in the Denver metro, and they trip more buyers than any other property type, because FHA does not lend on a condo just because it is a condo. It lends on a condo in a project it has approved. How to read the listing IN or IE:...
