by denverhudhomes_mm80sv | Sep 13, 2026 | Hud Learning Center, Real estate
An uninsured HUD home is one that needs more than $10,000 of work before FHA will insure it. Most buyers reach for the FHA 203(k). Two conventional loans do the same job, and for a buyer with good credit and 5% down they can be cheaper over the life of the loan. The...
by denverhudhomes_mm80sv | Sep 13, 2026 | Hud Learning Center, Real estate
Veterans and active-duty buyers ask us every week whether a VA loan works on a HUD home. Yes. It works on more of them than people think, with two catches that are about the house, not the loan. Which HUD homes take a VA loan IN and IE homes: almost always. If FHA...
by denverhudhomes_mm80sv | Sep 12, 2026 | Hud Learning Center, Real estate
Condos are the most affordable HUD homes in the Denver metro, and they trip more buyers than any other property type, because FHA does not lend on a condo just because it is a condo. It lends on a condo in a project it has approved. How to read the listing IN or IE:...
by denverhudhomes_mm80sv | Sep 12, 2026 | Hud Learning Center, Real estate
Outside the Denver metro, a meaningful share of HUD listings are manufactured homes on land, in places like Pueblo, Weld County and the Western Slope. They are often the cheapest homes on the site. They are also the ones most likely to be listed as uninsured, which...
by denverhudhomes_mm80sv | Sep 11, 2026 | Hud Learning Center, Real estate
A lot of Colorado HUD inventory is condos and townhomes, and nearly all of it sits in an HOA. The foreclosure that turned the home into a HUD home also changed who owes what to that HOA. Here is the map. Past dues: who pays Dues from before HUD took the home: mostly...
by denverhudhomes_mm80sv | Sep 11, 2026 | Hud Learning Center, Real estate
Two things scare Colorado buyers of foreclosed homes more than anything else: mold and methamphetamine. Both are real. Both are testable for less than the cost of a night out. Neither is something HUD will fix or, usually, something HUD knows about. What HUD discloses...
