Richelle Dumas, the transaction coordinator who keeps every HUD deal moving

Meet Richelle Dumas

Licensed transaction coordinator and REALTOR® · In Your Business · Kenna Real Estate Group at Keller Williams DTC (KWDTC)

Richelle Dumas is a licensed transaction coordinator and REALTOR® with In Your Business, and the Kenna Real Estate Group’s transaction coordinator at Keller Williams DTC. From the day HUD accepts your bid to the day you get keys, she runs the 48-hour contract package, the earnest money delivery, the lender dates, the extension request if one is needed, and the closing agent, so the 45-day clock never runs out on you.

Reach Richelle directly at (303) 455-7042, call the office at 303-955-4220, or use the form below.

Call or text 303-955-4220Richelle direct (303) 455-7042Richelle’s profile and listings on kennarealestate.com

285+ five-star Google reviewsZillow Premier AgentHUD-registered brokerage

Part of the hardest working team in real estate. The Kenna Real Estate Group operates under Keller Williams Realty DTC, LLC in the Denver Tech Center, is BBB Accredited with an A+ rating, and is led by team leader and employing broker Brian Lee Burke. Why that matters when you buy a HUD home.

What a transaction coordinator does on a HUD purchase

A HUD contract is not a normal contract. HUD’s sales contract, its addendums, the earnest money rules, the 45-day closing clock, the lender’s appraisal and repair escrow, and the closing agent HUD assigns all have to line up on the day HUD says. Richelle owns that calendar. She reads every addendum, tracks every deadline, chases the lender, the title company and HUD’s asset manager, and tells the agent and the buyer what is due before it is due. That is why Kenna HUD files close on time.

• Contract to close, start to finish. Bid accepted, documents signed through HUD’s e-signature system, earnest money delivered, inspection window managed, loan and appraisal tracked, extensions requested before they are needed, closing scheduled.
• Licensed, not just organized. Richelle holds a Colorado real estate license, so she can read and explain the contract, not only file it.
• In Your Business. Her transaction coordination company supports the Kenna Real Estate Group and every client on it; the same standards apply to every file.
• The reason the team can be the hardest working team in real estate. Agents bid, show and negotiate; Richelle makes sure nothing behind the scenes slips.

How buying a HUD home with Richelle works

1. Call or text. Tell Richelle which city and roughly what you can spend. Here is the whole process so nothing surprises you.
2. Get a real pre-approval. The owner-occupant window is 15 days on an insured home. Mike Oswald at Rate turns HUD pre-approvals fast; you may use any lender you like.
3. See it and inspect it before you bid. HUD homes are sold as-is. What to check.
4. Richelle places the bid through the HUD-registered brokerage, structured so HUD’s net is strong and your closing-cost help survives. How the bidding really works.
5. Close on time. The timeline from bid to closing.

Where to go next

• Get pre-approved with Mike Oswald at Rate (opens Rate’s secure application; you may use any lender)
• Meet Mike Oswald, VP of Mortgage Lending at Rate
• Mortgage rates this week
• All Kenna HUD-registered agents, and why HUD pays the commission
• HUD homes for sale by city
• Financing a HUD home: FHA, 203(k), CHFA
• Good Neighbor Next Door: 50% off for teachers, police, fire and EMTs
• HUD home FAQs
• Meet the whole team
• The team on kennarealestate.com