Centennial, Arapahoe County
HUD homes for sale in Centennial
Centennial is our home base, and it is also one of the more balanced places in the metro to look for a HUD home: established 1970s and 80s neighborhoods on the west side, newer subdivisions toward the east, and the Tech Center close enough that the commute is a non-issue for a lot of buyers.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
Two Centennials, two kinds of house
West of I-25 you get 1970s ranches and two-stories. East you get 1990s and later subdivisions. Different inspections, different HOAs.
Tech Center adjacent
This is the draw. A HUD home in Centennial at a discount, ten minutes from the second-largest job center in the state.
Depends which side
Older west-side stock needs the sewer scope and the roof check. Newer east-side stock usually does not.
This is where we are
Our office is in Centennial. When a HUD home lists here, we have usually driven past it.
HUD homes available now in Centennial
None listed in Centennial right now. That is normal. Colorado usually has a few dozen HUD homes statewide at a time and they cluster where FHA loans were common. Centennial homes show up a few times a year and sell inside the first window.
Two ways to not miss the next one: set up alerts, or call or text 303-955-4220 and we will watch it for you. Meanwhile, here is everything available in Colorado right now.
Quick answers
Are there HUD homes for sale in Centennial right now?
Not at this moment. Colorado usually has a few dozen HUD homes statewide and Centennial homes come up a few times a year. This page refreshes twice a day; call or text 303-955-4220 and we will watch for the next one.
Can I bid on a HUD home in Centennial myself?
No. Every bid on hudhomestore.gov has to be placed by a HUD-registered broker. The Kenna Real Estate Group at Keller Williams DTC is registered, places bids every week, and HUD pays the commission, so the agent costs you nothing.
What loan works for a HUD home in Centennial?
It depends on the listing code. IN (Insured) takes a standard FHA loan with 3.5% down, or VA, conventional or cash. IE (Insured with Escrow) adds a repair escrow. UI (Uninsured) needs an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Owner-occupants using FHA can often use the $100 down program.
What HUD inventory looks like in Centennial
Centennial only incorporated in 2001, but the housing goes back to the 1960s, and HUD inventory reflects both eras. West of I-25, around the older Arapahoe County neighborhoods, a HUD home is usually a ranch or a two-story from the 70s or 80s on a decent lot. East, toward Parker Road and beyond, it is more often a 1990s-or-later house in a planned subdivision with an HOA.
Both are worth looking at, for different reasons. The older stock is where the biggest discounts and the biggest repair budgets live. The newer stock is where the discount is smaller but the house is turnkey-adjacent. Knowing which one you want before the window opens saves you from bidding on the wrong kind of house.
What to check before you bid in Centennial
- Which side of I-25. It determines the age of the house, the presence of an HOA, and what kind of inspection you need.
- Sewer and roof on older stock. The two most expensive surprises in 1970s Centennial homes. Scope the line, date the roof.
- HOA rules on newer stock. East Centennial subdivisions have covenants. Read them before you bid.
- The FHA appraisal. It has to clear condition. On older homes, know what the appraiser will see.
How buying a HUD home in Centennial works
Same statewide process: listed on hudhomestore.gov, sealed bids, owner-occupant priority, all bids reviewed together, placed through a HUD-registered broker, sold as-is, buyer-agent commission paid by HUD. How to buy a HUD home walks through it, and the bidding rules cover what trips people up.
Where to go next
- Homes for sale in Centennial — all current Centennial listings on our main site
- Search HUD homes across Colorado
- HUD homes for sale by city
- Financing repairs with a 203(k)
- Down payment assistance with a HUD purchase
Ready to look at one?
Call or text 303-955-4220. A live person answers. Tell us what you are working with and we will tell you honestly whether a HUD home in Centennial is the way to get there.
HUD homes for sale in cities near Centennial
Colorado usually has a few dozen HUD homes at a time, so most buyers watch two or three cities. Every city page shows what is available now, what to check before you bid, and how the process works.
Short on cash? Down payment assistance for HUD homes in Centennial, CO: CHFA, metroDPA, the teacher program and the local programs that stack on a HUD purchase.
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Get the free guideInstant download. We email you a copy too. No spam, ever.
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Ask us about HUD homes in Centennial
Tell us what you are working with and we will tell you honestly whether a HUD home in Centennial is the way to get there. No cost, no obligation, and nobody sells you anything.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree.
