City and County of Denver
HUD homes for sale in Denver
HUD homes inside Denver proper are rarer than in the suburbs, and when they surface they draw the most competition in the metro. The neighborhoods vary wildly, from Montbello and Green Valley Ranch out east to older pockets in the southwest, and the right answer depends entirely on which one you are looking at.
Call or text 303-955-4220 and a live person answers. Not a robot, not a phone tree.
It depends on the neighborhood
Far northeast Denver produces most of the HUD inventory. Southwest Denver produces some. Central Denver almost never.
The most crowded bidding in the metro
More buyers watch Denver than any suburb. Owner-occupant priority matters more here than anywhere.
Older core, newer edges
A Green Valley Ranch HUD home is a 2000s build. A Westwood one might be from the 1950s. Inspect accordingly.
Denver-specific help exists
Denver has its own down payment assistance on top of CHFA. Stack it and the numbers change.
HUD homes available now in Denver
Pulled from HUD’s live inventory and refreshed twice a day. Bid deadlines move and homes drop off the day a bid is accepted, so confirm any of these with us before you plan around it. Only a HUD-registered agent can place your bid; that is us, and it costs you nothing.
1575 S Trenton Ct
Denver, Denver County · 3 bed · 2 bath · IE$100 down
$480,000
3550 S Harlan Street Unit 242
Denver, Denver County · 2 bed · 2 bath · IN
$225,000
495 South Dayton St Unit# 1c
Denver, Denver County · 2 bed · 1 bath · IN$100 down
$145,000
Full details on each HUD home in Denver
Photos, every fact HUD publishes, the financing code, the $100 down flag and the HUD documents for the home, on one page each.
- 1575 S Trenton Ct$480,000
- 3550 S Harlan Street Unit 242$225,000
- 495 South Dayton St Unit# 1c$145,000
Quick answers
Are there HUD homes for sale in Denver right now?
Yes. 3 HUD homes are listed in Denver right now. This page refreshes from HUD Home Store twice a day, and each home has its own page with photos, the listing code and the HUD documents.
Can I bid on a HUD home in Denver myself?
No. Every bid on hudhomestore.gov has to be placed by a HUD-registered broker. The Kenna Real Estate Group at Keller Williams DTC is registered, places bids every week, and HUD pays the commission, so the agent costs you nothing.
What loan works for a HUD home in Denver?
It depends on the listing code. IN (Insured) takes a standard FHA loan with 3.5% down, or VA, conventional or cash. IE (Insured with Escrow) adds a repair escrow. UI (Uninsured) needs an FHA 203(k) rehab loan, a conventional renovation loan, or cash. Owner-occupants using FHA can often use the $100 down program.
What HUD inventory looks like in Denver
Most HUD homes in the city limits come from the far northeast, where Montbello, Green Valley Ranch and the newer subdivisions toward the airport were built with a lot of FHA financing. Those are typically 1980s-to-2000s single-family houses, and they are the closest thing Denver has to a steady HUD pipeline.
The rest is scattered. A ranch in Harvey Park, a bungalow in Westwood, a condo somewhere off Colfax. These are one-offs and they go fast, because a HUD home inside Denver priced under the block is the exact thing every first-time buyer in the metro is waiting for.
What to check before you bid in Denver
- Neighborhood-specific systems. A 1950s southwest Denver house and a 2005 Green Valley Ranch house have nothing in common structurally. Pick the inspector for the house, not the city.
- Denver’s own assistance programs. The city runs down payment help separate from CHFA, and some of it can be layered. Here is how the programs pair with a HUD purchase.
- Condo HOAs and FHA approval. If it is a condo, the building has to be on FHA’s approved list for FHA financing to work. Check before you bid, not after you win.
- Revitalization areas. Parts of Denver qualify for Good Neighbor Next Door, which is a 50% discount for teachers, police, firefighters and EMTs. If that is you, this changes everything.
How buying a HUD home in Denver works
The process is the same across Colorado. HUD lists on hudhomestore.gov, opens a bidding window, gives owner-occupants first priority, and reviews everything together. Your bid goes in through a HUD-registered broker, the home is as-is, and HUD pays the buyer-side commission. Start with how to buy a HUD home, then how the bidding works.
Where to go next
- Homes for sale in Denver — all current Denver listings on our main site
- Search HUD homes across Colorado
- HUD homes for sale by city
- Good Neighbor Next Door in metro Denver
- HUD home vs foreclosure vs auction
- CHFA and FHA together
Ready to look at one?
Call or text 303-955-4220. A live person answers. Tell us what you are working with and we will tell you honestly whether a HUD home in Denver is the way to get there.
HUD homes for sale in cities near Denver
Colorado usually has a few dozen HUD homes at a time, so most buyers watch two or three cities. Every city page shows what is available now, what to check before you bid, and how the process works.
Short on cash? Down payment assistance for HUD homes in Denver, CO: CHFA, metroDPA, the teacher program and the local programs that stack on a HUD purchase.
Free guide, PDF
The Colorado HUD Home Buyer's Playbook
How HUD bidding really works, the nine ways buyers lose, and the bid worksheet. 18 pages, free.
Get the free guideInstant download. We email you a copy too. No spam, ever.
Find every home available, not just HUD homes
Advanced home search: every listing on the Colorado MLS, with the full filters, on kennarealestate.com.
Opens kennarealestate.com, the Kenna Real Estate Group’s full MLS search. HUD homes only? Use the tiles and the map on this site.
Ask us about HUD homes in Denver
Tell us what you are working with and we will tell you honestly whether a HUD home in Denver is the way to get there. No cost, no obligation, and nobody sells you anything.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree.
